The Real Estate Consumers Agency and Disclosure Act

Property Law – Code of Alabama Title 35

Real Estate License Law -Code of Alabama

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New Loan Estimate and Closing Disclosure Forms -TILA-RESPA

Loan Estimate Explainer

Closing Disclosure Explainer

Understand loan options

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Real Estate Glossary

Real Estate Guide

For Common Questions and Answers – Click on the “Real Estate Guide” Above

Topics Include:

Buying Your Home

Appraisals & Market Value (8)

Common Q&A About Selling Your Home (1)

Condominiums & Townhomes (10)

Escrow & Closing Costs (5)

Finding the Right Home (5)

Fixer-Uppers (8)

Foreclosures (12)

Home Inspections & Warranties (4)

Insurance (1)

Interest Rates (1)

Lease Options (3)

Making an Offer (12)

Negotiating and Closing a Good Deal (19)

New Homes & Vacation Homes (10)

Property Taxes (7)

Tax Considerations (15)

Tenants-In-Common and Co-ops (2)

What You Can Afford (9)

Whom to Contact – How to Buy (10)

Whom to Contact – Where & What to Buy (5)

Working With a Real Estate Agent (6)

Selling Your Home Appraisals & Market Value (4) Common Q&A About Selling Your Home (6) Disclosure (7) Escrow & Closing Costs (2) Foreclosures (1) Lease Options (3) Negotiating (8) Pricing the House to Sell (11) Property Taxes (6) Seller Financing (3) Selling at a Loss (2) Short Sales (5) Tax Considerations (6) Whom to Contact (7) Working With a Real Estate Agent (4)

Your Mortgage

15, 30, & 40 Year Loans (3)

All Cash (1)

Alternative Loans (1)

Appraisals & Market Value (1)

Assumable Loans (3)

Bankruptcies & Foreclosures (6)

Credit (10)

Easy-Qualifier Loans (2)

Fannie Mae (5)

Federal Housing Administration (11)

Fixer-Upper Loans (1)

Interest Rates (13)

Lease Options (3)

Lock-Ins (4)

Low Cost Loans (2)

Low Down Loans (13)

Mortgage Credit Certificates (3)

Negative Amortization (3)

No Money Down (3)

Parent Gifts & Loans (2)

Prepayment (2)

Prequalifying and Preapproval (4)

Private Mortgage Insurance (4)

Refinancing (3)

Reversed Annuity Mortgages (1)

Seller Financing (3)

State Programs (1)

Veterans Administration (9)

Whom to Contact – Government Loan Programs (6)

Whom to Contact – Home Loan Options (7)

Whom to Contact – Other Mortgage Considerations (8)

Whom to Contact – Qualifying (7)

Investing in Real Estate

Condos, Apartments & Single-Family Homes (10)

Fixer-Uppers (7)

Foreclosures (11)

Income Taxes (2)

Lease Options (3)

Property Management (2)

Property Taxes (5)

Real Estate Value (7)

Seller Financing (3)

Whom to Contact – How to Invest (3)

Whom to Contact – Investing, Tax Considerations (2)

Whom to Contact – What to Invest in (4)

INFORMATION DEEMED ACCURATE BUT NOT GUARANTEED